Bruce A. Kolbezen
Bruce A. Kolbezen


Phone: 719.448.4030

Fax: 719.635.4576

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Legal Secretary

Bethany Huff

Areas of Emphasis

Real Estate

Corporate & Transactional


  • Juris Doctor, University of Colorado School of Law, 1978
  • Bachelor of Arts, magna cum laude, Colorado College, 1975

Bruce Kolbezen has more than 35 years of experience in real estate law.  He has general experience in real estate lending, including loan structure and origination, loan restructures and workouts, discounted loan sales, loan portfolio purchases, loan enforcement, including receiverships, deeds-in-lieu and foreclosures, and collateral disposition, and in related commercial law matters.


Representative Matters
  • $21 million land acquisition loan, with split funding provisions to allow assemblage of parcels from two sellers, and predevelopment loan.
  • $5 million borrowing base loan for development of residential lots.
  • $17 million permanent shopping center loan, providing for initial funding and holdback for two supplemental fundings upon completion and leasing of additional shop space and pad site improvements.
  • $12 million acquisition loan for distribution facility with release provisions to accommodate subsequent platting and sale of excess land.
  • Modification of shopping center loan, including deed in lieu of foreclosure upon a portion of the real estate collateral, to accommodate redevelopment of shopping center previously anchored by Wal-Mart.
  • $10 million mezzanine loan for remodeling and conversion of apartment complex to condominiums, including negotiation of intercreditor agreement.
  • $5.5 million permanent loan upon medical office building, including negotiation of tri-party agreement among lender, borrower and hospital, in respect to campus-wide declaration of covenants and restrictions.
  • $5 million revolving warehouse loan for the funding of the underlying residential construction loans by the unit construction lender.
Professional Activities
  • Fellow, American College of Mortgage Attorneys, 2002-Present
  • Member, Real Estate Section Council of the Colorado Bar Association, 1989-1992
Honors and Awards
  • Top Attorney – Real Estate Law, Colorado Springs Style Magazine, 2017-2018
  • Selected to Colorado Super Lawyers in Real Estate, 2011-2016
  • Named to Colorado Corporate Counsel Black Book for real estate acquisition and divesture work, 2007
  • Phi Beta Kappa
  • Colorado College Van Diest Award, Outstanding Scholar – Athlete
  • NCAA Post-Graduate Scholarship (1 of 33 nationally)
  • Phi Gamma Delta Graduate Fellowship (1 of 3 nationally)
Publications and Presentations
  • Co-Author, “The Colorado Credit Agreement Act and Its Impact on Lenders and Borrowers”, The Colorado Lawyer, Vol. 36, No. 6 (2007); republished in Journals & Law Reviews database on WESTLAW; and republished in Fall 2007 Edition of The Abstract, American College of Mortgage Attorneys
  • Presenter, client and industry group seminars on survey, title, loan workout and Revised Article 9 matters